Ripple Secures Full MiCA License to Offer Crypto Payments Across EU
Ripple has received full authorisation for its Crypto Asset Service Provider (CASP) licence from Luxembourg’s Commission de Surveillance du Secteur Financier (CSSF), enabling the firm to offer regulated crypto payment services across all 30 countries of the European Economic Area.
This milestone ensures Ripple is fully compliant with the EU’s Markets in Crypto Assets regulation, providing a secure, enterprise-grade blockchain solution for European financial institutions
The authorisation, announced on 6 July 2026, follows the preliminary approval Ripple received in June and confirms the company’s full MiCA compliance.
By obtaining the MiCA CASP authorisation, Ripple has effectively cleared the regulatory hurdles required to operate a unified crypto service across the entire European Economic Area (EEA).
This license allows Ripple to provide its end-to-end crypto payments infrastructure to a massive market of 30 countries under a single regulatory framework.
The CSSF moved the company from conditional clearance to a fully active CASP license, completing a licensing structure the company assembled in stages.
Ripple secured preliminary EMI clearance from the regulator in January 2026 and full EMI authorisation that February, then obtained a preliminary CASP green-light letter in June before this week’s final sign-off.
MiCA’s passporting mechanism lets the single Luxembourg approval cover the entire bloc, sparing Ripple separate applications in each of the 30 EEA member states.
Cassie Craddock, Managing Director, UK & Europe at Ripple, tied the milestone to the company’s readiness to expand across the region. “This CASP authorisation means Ripple enters the post-transitional MiCA era fully compliant and ready to scale,” she said.
“The institutions we work with across Europe are looking to build their digital assets services alongside regulated partners, and Ripple is licensed and ready to meet that demand.”
The CASP approval sits alongside Ripple’s EU Electronic Money Institution license, placing the company among a small number of digital asset firms holding full authorisation under MiCA.
Its solutions span global payments, custody, liquidity and treasury management, with the RLUSD stablecoin and the XRP cryptocurrency underpinning those services.
The European build has run alongside Ripple’s application for a US national banking license, a filing lodged with the Office of the Comptroller of the Currency that also seeks a Federal Reserve master account to hold RLUSD reserves directly with the central bank. Ripple Dips Amidst Surge in XRPUSD Long Position on Bitfinex
