Zenith Bank Announces N8.75 as Final Dividend for 2025
Zenith Bank Plc’s board of directors has proposed to pay shareholders a final dividend of N8.75 for the 2025 financial year, according to details from its audited report filed with the regulator.
In 2025, Zenith Bank’s net income rose by less than 1% to N1.04 trillion from N1.032 trillion in 2024.
Details showed that Zenith Bank Plc reported gross earnings of ₦4.19 trillion for the 2025 financial year, up 5.6% from ₦3.97 trillion in 2024, driven largely by a 35% jump in interest income to ₦3.67 trillion.
This pushed net interest income up by 52.7% to ₦2.64 trillion, with net interest margin improving to 13% from 10%.
However, non-interest income weakened significantly as trading and foreign exchange gains swung to a loss of ₦63.1 billion from a gain of ₦1.1 trillion in the prior year, limiting overall operating income growth to 7.6% at ₦3.04 trillion.
The bank’s balance sheet remained resilient, with total assets rising 5.0% to ₦31.46 trillion and shareholders’ equity increasing 22.2% to ₦4.92 trillion.
Details from the audited results indicate that the bank’s loans and advances expanded modestly by 4.9% to ₦10.45 trillion, while investment in treasury bills surged by 74% to ₦4.66 trillion, reflecting a more cautious asset allocation.
Despite softer profitability, the bank’s valuation remains attractive, according to Cowry Asset Management Limited, trading at a price-to-earnings ratio of 2.44x and price-to-book of 0.52x, with an earnings yield of 41% and a dividend yield of 8.5%.
The board declared a final dividend of ₦8.76 per share, bringing the total dividend for the financial year to ₦10.00, versus ₦4.00K per share in 2024. Access, Wema Bank Top Volume Drivers in Nigerian Market
